November 6th, 2023, Guest Speaker Bruce Hosler recently presented on Donor-Advised Funds: The Pros, Cons & Gotchas at CONVERGE23 for the Arizona Society of CPAs, held at the Desert Willow Conference Center in Phoenix, Arizona; this year’s attendance was just over 250 CPAs. Donor-Advised Funds (DAFs) are attractive to clients for many reasons. One of the big reasons is

Read more

Show NotesTranscriptView All Episodes In this episode of the Protecting and Preserving Wealth Podcast, host Bruce Hosler and Jon dive into the crucial topic of why having a will is only a partial estate plan - exploring the significance of beneficiary forms and their power in estate planning. We begin by explaining the importance of beneficiary forms, emphasizing that theyRead more

Show NotesGuest ProfileTranscriptView All Episodes Today, Jon Gay, Bruce Hosler, and Jason Hosler from Hosler Wealth Management discuss various aspects of Social Security benefits and switching strategies. They start by explaining the concept of switching benefits, which allows individuals to switch to a new benefit when they become entitled, especially if it is higher than their current benefit. They emphasize thatRead more

  Breaking Down the Benefits of Qualified Charitable Distributions Charitable giving is a popular tax-saving tactic we explore when evaluating ways to limit our clients’ tax liabilities in retirement. One of our favorite tax-saving tools related to charitable giving is the qualified charitable distribution.   What is a Qualified Charitable Distribution? A qualified charitable distribution (QCD) is an IRA distribution

Read more

Show NotesGuest ProfileTranscriptView All Episodes Today, Bruce and Jon are joined by Alex Koury, a wealth advisor with Hosler Wealth Management from the Scottsdale office, speaking about Estate Planning in this episode. We delve into the critical topic of estate planning in a clear and straightforward manner. Bruce begins by emphasizing the essential role of a Will, especially for parentsRead more

Market Update— Quarter Ending September 30, 2023 Presented by Bruce Hosler — Market highlights Equity markets fell for the second consecutive month in September, causing all three major U.S. indices to end the month and quarter in the red. Rising rates and concerns of a potential month-end government shutdown weighed on equities. While consumer confidence fell in September, spending has

Read more

Show NotesTranscriptView All Episodes In this episode of "Protecting and Preserving Wealth," Bruce and Jon dive into a comprehensive discussion about the intricacies and nuances of 529 plans. These plans, designed to aid in saving for educational expenses, offer a range of benefits that extend beyond traditional college savings. We highlight the potential tax advantages of 529 plans, one ofRead more

  Breaking Down the Basics of Estate Planning You’ve worked hard to build your wealth but as the old saying goes, “You can’t take it with you.” What do you want your wealth and assets to do after you’re gone? This is the question you answer through the estate planning process — a critical component to everyone’s financial and retirement

Read more

Show NotesTranscriptView All Episodes In this episode of "Protecting and Preserving Wealth," Bruce and Jon discuss a counterintuitive approach: discontinuing contributions to traditional IRAs and 401ks. Drawing insights from IRA distribution expert Ed Slott, I challenge established retirement planning conventions. Slott is a recognized authority in IRA planning, is a professional speaker, best-selling author, and well-regarded by The Wall StreetRead more

Show NotesTranscriptView All Episodes Many of our listeners have established a trust for their assets upon passing. And while nobody wants to think about their mortality, today I explain what happens to that trust when you pass. The first thing that happens is that your living revocable trust becomes an irrevocable trust, and your successor trustee is now in chargeRead more