Avoiding Estate Planning Mistakes, Part 1 | Ep #19
Bruce sits down with Jon Gay for the first of a two-part series on avoiding estate planning mistakes. Sadly, we see these mistakes every day. We’d like to help you avoid them.
Your Annual Gift Tax Exclusion | Ep #18
The Annual Gift Tax exclusion amount is increasing from $16,000 to $17,000 in 2023. Today, Bruce and Jon explain the importance of this, and why these rules can have significant financial ramifications for years to come – not just for you, but for your heirs as well.
Arizona Tax Credits | Ep #17
Show Notes Transcript All Podcast Episodes For our listeners in Arizona, the state offers four great ways to receive tax credits on your state return. This is a tax credit, not a tax deduction, and Bruce starts today’s episode by explaining the significant difference between the two. We then break down each of the four possible credits: Private […]
The 1031 Tax-Free Exchange | Ep #16
A 1031 exchange refers to the section of the internal revenue code section that allows property owners to take the proceeds of a sale of real estate and reinvest those same proceeds into another property without recognizing a capital gain and without having to pay the taxes on the same. Instead, they get to defer the gains and add them to the new property.
Financial Market Quarterly Commentary | December 2022
Markets sold off in December, contributing to mixed results for the quarter and declines for 2022. The S&P 500 lost 5.76 percent during the month, gained 7.56 percent for the quarter, and lost 18.11 percent for the year.
Avoiding IRA Beneficiary Mistakes with the new IRA RMD Regulations
The IRS released 275 pages of changes in RMD (Required Minimum Distributions) in February of 2022. These are proposed regulations, but it is expected that most of them will be approved and become final regulations.
Insanity is doing the same thing over & over, and expecting a different result | Ep #15
Einstein said, “The definition of Insanity is doing the same thing over & over and expecting a different result.” We’ve seen some historic shifts in the markets in 2022. So why would you employ the same strategies you’ve been using for the past 40 or so years?
Controlling the Controllables | Ep #14
Often when circumstances are beyond our control, we feel helpless and stressed. And while some of the larger issues above are beyond our influence, we can do some things with our money that can help take back some semblance of control. Bruce Hosler of Hosler Wealth Management walks us through that in today’s podcast.
Qualified Charitable Distributions or QCDs | Ep #13
For IRA owners that are charitably inclined, a Qualified Charitable Distribution, or QCD, can be an incredibly useful tool.
Asset-Based Long-Term Care Insurance (LTC) | Ep #12
Asset-based long-term care insurance is something Bruce Hosler and the team at Hosler Wealth Management work on frequently for our clients. Traditional long-term care will require you to pay a premium until you go on claim, and rates can often change. However, asset-based long-term care premiums are paid with assets; therefore, they can’t raise the premium or modify your terms.