Tag: Retirement Planning
9
May
What We Mean When We Talk About a Tax-Free Retirement
What We Mean When We Talk About a Tax-Free Retirement At Hosler Wealth Management, we’re passionate about building a tax-free future for our clients. Yes, tax free. Most people like the sound of “tax free,” but what do we mean when we talk about creating a tax-free retirement? And how do we work to make that happen? How We
#21 | The Roth 401(k)
Show NotesTranscriptView All Episodes You may be familiar with a traditional 401(k) retirement plan, but today Bruce Hosler of Hosler Wealth Management will explain how a Roth 401(k) works, how it's different, and the benefits associated with it. In a traditional 401(k), the contributed funds are tax-deferred. Participants don't pay taxes on the way in; that money doesn't count towardRead more
3
Apr
What is the Roth IRA 5-Year Rule?
What Is the Roth IRA 5-Year Rule & How Does It Affect My Retirement Planning? We’re big fans of the Roth IRA at Hosler Wealth Management. It’s one of the key vehicles we use to help our clients build a tax-free retirement. The Roth IRA is an amazing tool, but much like other retirement vehicles, it’s not without certain regulations
#20 | Avoiding Estate Planning Mistakes, Part 2
Show NotesTranscriptView All Episodes Bruce Hosler and Jon Gay list eight mistakes in the second half of our 2-part series on Avoiding Estate Planning Mistakes. They include: Failing to establish an estate plan. Failing to fund your trust. Failing to update beneficiary designations after life changes. Failing to plan for estate taxes, gift taxes, and a taxable estate. Annual gift taxRead more
#19 | Avoiding Estate Planning Mistakes, Part 1
Show NotesTranscriptView All Episodes Today, Bruce sits down with Jon Gay for the first of a two-part series on avoiding estate planning mistakes. Sadly, we see these mistakes every day. We'd like to help you avoid them. How do you know if you need a Trust or a Will? Who should have a Trust, and what are the benefits ofRead more
#16 | The 1031 Tax-Free Exchange
Show NotesTranscriptView All Episodes A 1031 exchange refers to the section of the internal revenue code section that allows property owners to take the proceeds of a sale of real estate and reinvest those same proceeds into another property without recognizing a capital gain and without having to pay the taxes on the same. Instead, they get to defer theRead more
Avoiding IRA Beneficiary Mistakes with the new IRA RMD Regulations
To enlarge/shrink flipbook for viewing - click the button above. To Print or Download a PDF version - click the elipsis Securities and advisory services offered through Commonwealth Financial Network®, Member www.FINRA.org/www.SIPC.org, a Registered Investment Adviser. 700 S. Montezuma Street, Prescott, AZ 86303. Phone: 928.778.7666. The Financial Advisors associated with this website may discuss and/or transact business only with residentsRead more
#14 | Controlling the Controllables
Show NotesTranscriptView All Episodes There are so many uncertainties in today's world - everything from war, to the remnants of a pandemic, to the political turmoil we currently see in our country. And economically, we've seen supply chain and worker shortages, and a stock market that's been down anywhere from 16-22% in 2022. Often when circumstances are beyond ourRead more
#13 | Qualified Charitable Distributions or QCDs
Show NotesTranscriptView All Episodes For IRA owners that are charitably inclined, a Qualified Charitable Distribution, or QCD, can be an incredibly useful tool. Today, Bruce Hosler of Hosler Wealth Management explains the rules around QCD's, including who is eligible to make them, which organizations are eligible to receive them, which accounts can be used, and some very common pitfalls toRead more
#12 | Asset-Based Long-Term Care Insurance (LTC)
Show NotesTranscriptView All Episodes Asset-based long-term care insurance is something Bruce Hosler and the team at Hosler Wealth Management work on frequently for our clients. Traditional long-term care will require you to pay a premium until you go on claim, and rates can often change. However, asset-based long-term care premiums are paid with assets; therefore, they can't raise the premiumRead more
