Tag: Retirement Planning
#9 | Why You Need to Update Your IRA Beneficiary Forms
Show NotesTranscriptView All Episodes In 2019, the US Government passed the SECURE Act, and one of the most significant ramifications was on what's known as the stretch IRA. Many people who inherit an IRA, now have a ten-year window to withdraw those funds. Previously there was no time restraint. There are five classes of individuals who have a different rulebookRead more
#8 | What Are We Protecting Wealth FROM?
Show NotesTranscriptView All Episodes The name of our podcast is "Protecting and Preserving Wealth."  But what exactly are we protecting our wealth from?  Today, Bruce Hosler of Hosler Wealth Management sits down with Jon Gay to explain: Taxes Inflation Financial and Estate Planning Mistakes Client Mistakes Poor Investment Management Bruce explains how he and his team are uniquely qualified to helpRead more
#7 | The 5-year Rule With Roth IRAs and Roth 401Ks
Show NotesTranscriptView All Episodes Today, Bruce Hosler of Hosler Wealth Management sits down with Jon Gay to talk about the "5-year rule" regarding Roth IRA and Roth 401K accounts. These rules are in place to encourage investors not to withdraw from their Roth accounts before age 59 1/2. Â And if these rules aren't followed, they can result in stiff taxRead more
#5 | Convert Your IRA to a Roth IRA on a Market Dip
Show NotesTranscriptView All Episodes Today, Bruce Hosler of Hosler Wealth Management talks about converting your IRA into a Roth IRA, and why a market dip is a good time to do so. First, Bruce and Jon go over requirements for these conversions, such as deadlines and how required minimum distributions, or RMD's, come into play. When markets are down, stocksRead more
#4 | Interest Rates: How High Will They Go?
Show NotesTranscriptView All Episodes Today, Bruce Hosler and Jon are talking about interest rates. Â They've been on the rise in 2022, but how high will they go? How high does the fed want to raise the Fed Funds Rate? How long will the fed keep raising interest rates? What will cause the Fed to stop raising interest rates? Is aRead more
#2 | Will US Tax Rates Go Up or Down?
Show NotesTranscriptView All Episodes One of the most common questions Bruce Hosler and the team at Hosler Wealth Management are asked: "Will taxes go up or down?" Â And while we don't have a crystal ball, there are some pretty strong indications that taxes are going to go up. First, the 2017 Tax Cuts and Jobs Act, without any intervention fromRead more
#1 | What Does Tax-Free Mean?
Show NotesTranscriptView All Episodes In our first episode, Bruce Hosler of Hosler Wealth Management sits down with co-host Jon Gay to explain the term "tax-free." Â What does it really mean? When you're looking at retirement income, you don't want that income to be taxed at the federal or state level. Â Furthermore, you don't want it to count as provisional incomeRead more
Trailer | The Protecting And Preserving Wealth Podcast
Show NotesTranscriptView All Episodes Hosler Wealth Management consists of tax accountants, financial planners, and investment advisors. The benefit to our clients is it's all together combined in one office. We started the podcast because a number of clients have questions, and this is a way for us to give them a venue to listen to different answers on all theRead more
7
Jul
How to Protect Against Inflation
Bruce Hosler, Founder and Principal of Hosler Wealth Management speaks about the facts behind the headlines with the rise of inflation. When inflation is stable and predictable, it’s a sign of a basically healthy growing economy. But high inflation can quickly eat away at the purchasing power of your dollars, indicating that the economy might be overheated. So, what isRead more
3
May
Selling your home in 2022 could be a Great Tax Move!
Selling your home in 2022 could be a Great Tax Move! Housing prices are hitting all-time highs! It is a sellers’ market almost anywhere in the United States, and especially in Arizona. Many homeowners have seen the value of their primary residence double and even triple over the last decade, making them reconsider their estate planning. This maybe one of
